COTI is a blockchain-based payment platform that aims to provide fast, easy, and affordable payment solutions for businesses and consumers worldwide. COTI stands for "Currency of the Internet" and it is designed to enable instant and low-cost transactions using a blend of traditional and blockchain-based payment technologies. The project uses a unique consensus algorithm called "Trustchain" that is designed to be highly scalable, energy-efficient, and secure.

One of the key features of COTI is its ability to process payments in multiple currencies, including both traditional fiat currencies and cryptocurrencies. This makes it easy for businesses and consumers to transact in the currencies they prefer, without the need for costly and time-consuming currency conversions.

COTI also offers a suite of payment-related products and services, including a digital wallet, a payment gateway, and a point-of-sale solution for merchants. These products and services are designed to make it easy for businesses of all sizes to accept payments online and in person, while also providing consumers with a seamless and convenient payment experience.

All things considered, COTI is an innovative and ambitious project that has the potential to transform the way we make and receive payments online. By providing fast, easy, and affordable payment solutions that work across multiple currencies and payment methods, this project is poised to become a major player in the rapidly evolving world of digital payments.

Blockchain isn’t yet a solution, instability complexity and lack of scalability keeps it from the masses... there’s a strong need for a robust payment system that is as seamless and scalable as traditional payments, while being just as cost effective and secure as blockchain

COTI provides the 7 necessary elements for a perfect payment infrastructure:

- Scalability, it can process over 100,000 TPS, compared to 25,000 TPS in traditional payment systems and up to 20 - - TPS in common blockchain protocols
- Simplicity
- Buyer-Seller Protections
- Cost-Effectiveness
- Price Stability
- Instantaneity
- Security

Providing Seamless Digital Payments absolutions for Today’s Enterprises:

COTI Pay
Ability to process all payment types, both online and offline, including crypto and stable coins, credit cards and even a merchants native coin. It also has built in financing with interest earned on deposits and business loans

White label payment network
Traditional payment systems cost consumers and merchants billions of dollar very hard. Imagine a global payment network of users and merchants transacting freely with your own payment method, digital wallet, coin, etc.

Stable Coins
COTI is the world first platform optimized for creating price-stable coins. By issuing your own branded stable coin, you will regain full control over your money and data

Loyalty Networks
Loyalty based networks to increase profits and customer retention. Users will be rewarded with loyalty tokens added to their wallets, creating new revenue streams for businesses.

Remittance Technology
COTI developed s revolutionary remittance solution for the cross-border payments industry to make it more secure, efficient and at low cost

At the core of COTI’s infrastructure lies the “Trustchain,” a proprietary consensus algorithm based on machine learning. COTI is offering something that’s we’ve never seen before... which is the PayPal of crypto. Combining FinTech + Crypto together, two rapidly evolving industries.

COTI Pay: can process all payment types, both online and offline, including crypto and stable coins, credit cards and even a merchants native coin. It also has built-in financing with interest earned on deposits and business loans

Investors:

- Cardano Foundation
- Lancaster Group
- Ernst & Young
- Black-Edge Capital
- Block Crafters
- Hard + Yaka
- Recruit Strategic Partners
- Base 16

“Created to provide a solution to meet challenges in centralized and decentralized finances”

Notable Partnerships:

- Cardano Foundation
- Chainlink
- Apple
- Celsius Network
- Fantom
- Simplex
- Constellation
- Recruit
- PayPal